New Year's Message - Money’s Rule out of Control – Short Version

By CrisHam, 1 January, 2026

The world is plunged into chaos, and our Western civilization no longer provides a secure guarantee of freedom. The causes of this systemic crisis lie in manipulative interventions by forces seeking money and undemocratic power. Yet we, the citizens of the West, bear the primary responsibility: We have allowed democracy to degenerate into a spectator sport and passively watched as it was allegedly defended in costly, ultimately failed wars. This was the case for 20 years in Vietnam, 9 years in Iraq, 20 years in Afghanistan and 14 years in Syria – between many others). Alarmingly, the final collapse of the global security balance was not identified as such, when the US military withdrew from Afghanistan in August 2021 in a most humiliating manner. 

Freedom does not triumph through military force but through the example of consistent, non-violent practice. Instead, for over a century western citzens have allowed to be divided: non-Jews against Jews, nation against nation, left against right – and today, everyone against Russia. Yet we can free ourselves from this irrational and dishonest spirit of our time that pretends goodness, sells evil in false packaging, and declares friends as enemies and rivals as friends. 

Freedom has never been gifted; it has always had to be fought for. But luckily, our ancestors have already liberated this civilization from aristocratic rule. Thus, our liberation from the growing threat of money’s rule, suppression of free speech and militarism can and must be non-violent. The only permissible weapons are intellectual: truth, honest words, and rational argument. Opinion censorship, incitement, intrigue, and violence must be rejected. 

The current chaos was foreseeable and is only the beginning of a far greater one unless the political course is corrected soon. I have been writing on the threat since 2009; since the start of the war in Ukraine, all my texts are published here at https://www.frieden-freiheit-fairness.com.

The serious warnings have to include two psychological traps which hindered rational politics for decades:

The first one is people’s tendency to ignore long-term destructive developments while overreacting to spectacular events – deliberately amplified by mainstream media propaganda.

The second psychophenomenon is the product of millennia of autocratic rule: Citizens behave like medieval subjects rather than the democratic sovereigns of their territories. 

The uncritical submissive attitude is especially dangerous in crises. After the 2011 Fukushima atomic accident the German government Merkel decided to phase out nuclear energy – although a comparable situation is impossible there. The results consist in long-term dependence on energy imports and reliance on less safe nuclear power from France and the Czech Republic. Angela Merkel once defined politics as “waiting for the right moment” – moments in which fateful wrong decisions were made not only this time.

Western politics since around 1900 is marked by uncorrected errors whose accumulation explains today’s chaos. The most consequential was the Federal Reserve Act of 1913, the foundation of today’s global central banking system. This has meanwhile developed into a financial empire which challenges the rule of law and undermines fair market economy and democracy. 

Despite concerns the act passed for two reasons: One was the attractive introduction of the dollar, which substituted a jumble of many small currencies. The second reason was vested in the complex rules that concealed the true money-creation process. This way, people majorly didn’t know and don’t know till today that new money is mainly created through granting loans by private commercial banks. They create money out of nothing, which must be repaid by the borrowers with interest from genuinely earned money. 

While the banks receive real money plus interest for fictitious money, they never return the created amount to society. Thus, real money is gradually turned into “casino money.” The Federal Reserve Act centralized and obscured this mechanism. Today, 90–95% of money creation occurs at private banks, while the spectacular Central Bank’s printing press only converts already existing account balance into bank notes. Thus, a disastrous course was set in 1913, granting enormous long-term advantages to major financial institutions.

Instead of giving the banking sector an unprecedented privilege, the dollar’s introduction should have to be seen as the perfect chance to implement the sovereignty principle: Only the country’s sovereign ruler may create money, which in democracy is the nation. Over 100 years earlier, Thomas Jefferson had already warned about banking power. This omission is the most consequential historical error which led to a threatening civilizational imbalance: Democratic states fall into debt, dependence and social inequalities, while a global financial empire prospers with growing influence. 

This is especially dangerous concerning military-political decisions. Banks have profited from arms loans for centuries. Since 1913, they are also able to actively promote wars at large scale. In World War I, they financed and brokered U.S. arms deliveries; Even U.S. entry in 1917 was mainly motivated by fear of losing credits. The pattern repeats in the Ukraine war: After nearly four years of arms deliveries, loans can only be recovered from a defeated Russia. Negotiation solutions are obstructed by politicians like Starmer, Macron, and Merz through further deliveries. 

We face a historic turning point. Societies that fail to learn from mistakes perish, while those who profit from such errors grow - if not stopped in time. The core errors – allowing private banks to create money and failing to limit financial influence on politics and military – have spawned a vast network of subsequent mistakes and destructive developments.